Church Benefits Plan - Canada (Consolidated Group Insurance - CGI)

The CRCNA’s health insurance plan (known as Consolidated Group Insurance or CGI) is available for eligible church staff. The health insurance plan available through CGI is administered by Beneva (effective July 1, 2026). The plan includes medical and dental coverage, and basic life insurance in the amount of $5,000. Additional life insurance in the amount of $95,000 and AD&D insurance in the amount of $75,000 are administered through RBC. The plan also includes special risk accident insurance as an alternative to the workplace safety insurance offered by provincial governments. These benefits are offered as a package and cannot be elected individually. The plan also includes an Employee Assistance Program (EAP) offered through Telus Health  which is a confidential service that offers short-term counselling and support services to staff and their families.

For those who are not yet eligible for provincial health care because they have recently relocated to Canada, Beneva offers the ‘Inpatriate Essentials Plan’ which provides basic health insurance until provincial health insurance is secured. There is an additional premium for this coverage.

The monthly insurance premiums effective July 1, 2026 are:

       Single     $251.64/month
       Family    $498.23/month

Churches are billed on a monthly basis, with payment due by the 5th of the month. Premiums are subject to provincial taxes in Ontario, Quebec, and Manitoba. Payment is received by pre-authorized EFT. The bill will include the premium for the selected level of coverage, e.g., single or family coverage. If applicable, the church must collect any copayment of premiums from the staff member.

In addition, staff may choose additional Life Insurance, Critical Illness and Accident Insurance offered through Beneva. This benefit is self billed by Beneva directly to the staff member and is not part of the premiums noted above. Staff interested in this insurance must call Beneva directly at 866-612-3473.  

Completed benefit enrolment forms may be emailed as attachments to the CRCNA Benefits team at [email protected]. The original copies must be mailed to CRCNA Benefits Department at 3475 Mainway, PO Box 5070, STN LCD 1, Burlington, ON L7R 3Y8.

For additional information, please click the links on this page. You may also contact the Benefits Department at 905-336-2920 or 800-730-3490 or by email at [email protected]